FAQ

What makes Rent to Own a good step towards homeownership?

Rent to Own offers a unique opportunity to move into your future home now, even if you’re not immediately ready to purchase. This program allows you to lock in today’s market price, build equity through rent payments, and improve your credit score—all of which put you on a solid path to owning your home.

How does the Rent to Own program help with less-than-perfect credit?

Partnering with credit specialists, our program creates a customized plan to enhance your credit profile, making you mortgage-ready within a year. This approach helps to turn your dream of homeownership into a reality without the immediate need for a traditional mortgage qualification.

Can I choose the home I want to Rent to Own?

Absolutely! We offer a selection of newly remodeled properties for you to choose from. This means you can pick a home that fits your style and needs, and start enjoying it right away while working towards the purchase.

Do my rent payments contribute to the purchase of the home?

Yes, a portion of your monthly rent payments will accrue and can be used towards the down payment of your home when you’re ready to buy, building equity over time.

What happens if I decide not to purchase the home?

We understand that circumstances can change. Our Rent to Own agreements are designed with flexibility in mind, so you’ll have options. We’ll work with you to find a solution that aligns with your situation, whether that’s extending the rental period or exploring other properties.

How does the Rent to Own process work?

The process begins with choosing your home, followed by renting it while we assist you in improving your credit score. After the rental period, with better credit and accrued rent credits, you’ll have the option to buy the home—often with no additional down payment required.

Are the Rent to Own homes of high quality?

Yes, all our Rent to Own homes are newly remodeled with modern finishes, ensuring you enjoy high-quality living standards from day one. Plus, you get the satisfaction of being the first resident post-renovation.

Is there a fee to participate in the Rent to Own program?

We require a modest option fee to secure your Rent to Own agreement, which is credited towards the purchase price of the home. This fee demonstrates your commitment to the program and contributes to your future purchase.

What kind of support can I expect during the Rent to Own process?

Our team, along with our network of financial advisors and credit specialists, will provide ongoing support throughout your Rent to Own journey. We’re here to answer questions, offer guidance, and assist with the steps you need to transition from renter to homeowner.

How do I get started with Selective Rent to Own?

Starting is easy! Just reach out to us through our contact page, and we’ll guide you through the selection of available properties, the application process, and the next steps to take towards your Rent to Own home.